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Terms & Conditions


By subscribing to BIVX Wealth & Insurance Solutions SMS notifications, you agree to the following terms and conditions:

  • Opt-In: By providing your mobile number, you consent to receive SMS messages from BIVX Wealth & Insurance Solutions.

  • Message Frequency: You will receive periodic messages with updates, offers, and information about our services. Message frequency may vary.

  • Cost: Message and data rates may apply. Charges depend on your mobile service provider and plan.

  • Opt-Out: To stop receiving messages, reply "STOP" to any message. You will receive one final message confirming your opt-out.

  • Help: For assistance, reply "HELP" to any message or contact our customer service at [customer service number].

  • Privacy: Your privacy is important to us. We will not share or sell your mobile number to third parties. View our full privacy policy at

  • Disclaimer: BIVX Wealth & Insurance Solutions is not responsible for any delays or failures in the receipt of SMS messages. Delivery is subject to effective transmission from your network operator.

  • Changes to Terms: We reserve the right to modify these terms at any time. Continued use of our SMS service signifies your acceptance of the changes.

  • For more information, contact Moné M. Swann at, call us at 833-300-4968, or send us mail to: 407 N. Pacific Coast Highway, Suite 789, Redondo Beach, CA 90277.



Welcome to BIVX Wealth & Insurance Solutions. By using our website and services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully. If you do not agree with any part of these terms, you must not use our website or services.


BIVX provides a range of financial brokerage and insurance services. All services offered are subject to availability and may be withdrawn or amended without notice.


To use our services, you must be at least 18 years old and possess the legal capacity to enter into binding contracts. By using our services, you represent and warrant that you meet these eligibility requirements.


You agree to use our website for lawful purposes only. You must not use our website:

  • In any way that breaches any applicable local, national, or international law or regulation.

  • In any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect.

  • To transmit, or procure the sending of, any unsolicited or unauthorized advertising or promotional material or any other form of similar solicitation (spam).


All content on our website, including but not limited to text, graphics, logos, images, and software, is the property of BIVX or its content suppliers and is protected by international copyright laws. You may not reproduce, distribute, or create derivative works from any content without our express written permission.


We are committed to protecting your privacy. Our BIVX PRIVACY POLICY outlines how we collect, use, and protect your personal information. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.


To the fullest extent permitted by law, BIVX shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use or inability to use our services, including but not limited to damages for loss of profits, goodwill, use, data, or other intangible losses.


You agree to indemnify and hold harmless BIVX, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of our services.


We reserve the right to modify these terms at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our services after any changes constitute your acceptance of the new terms.


These terms and conditions are governed by and construed in accordance with the laws of [Jurisdiction], and any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of [Jurisdiction].


If you have any questions about these terms and conditions, please contact us at:


BIVX Wealth & Insurance Solutions

Moné M. Swann at

Call us at 833-300-4968 

Mail to: 407 N. Pacific Coast Highway, Suite 789,

Redondo Beach, CA 90277.

Effective Date: 01.01.2018

By using BIVX Wealth & Insurance Solutions, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.

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